I have no life insurance. But I only have two puppies to worry about, and they are so cute and well behaved that there would be a waiting list to take care of them.
I have several life policies but most life policies exclude coverage for death from rock climbing accidents. You can buy riders for such incidents but they are expensive.
Batscout
"The ignorant marvels at the common, the wise marvels at the exceptional, but the greatest wonder of all is the regularity of nature"
yes, I do. My wife actually carries a big policy on me due to work related dangers. She has slowly upped it over the years as she heard more of what I do daily.
---but for the sake of clarity: It is not because I climb recreationally but that I climb to make a living.
I have an individually purchased policy. After my father died suddenly at a young age, I learned just how important it is to carry insurance. Those fancy earth boxes are more expensive than a complete trad rack.
